Terms

This website and its content are operated by Phil Meyfarth in connection with Orevida LLC ("I", "me"). By using the site you agree to these terms. If you do not agree, please do not use it. The site is written for adults running or buying a business. You must be 18 or older to send me a form, book a call, or enter into an engagement, and if you are doing any of that for a company you confirm you are allowed to act for it.

Using the site

The site is for general information. It offers free articles and videos, a newsletter, and forms to apply or get in touch. You may not misuse it, attempt to break its security, scrape it at scale, or use it to break the law.

Privacy and cookies

What I collect when you read, subscribe, apply, or book a call, what I do with it, and the cookies the site sets are all in the privacy policy. It is part of these terms. Where this page and the privacy policy disagree about your personal data, the privacy policy wins.

Services and engagements

Any advisory, consulting, or other work I take on is custom. It is agreed and governed by a separate written agreement or proposal for that specific engagement, which sets the scope, fees, and terms. Where this page and that agreement conflict, the agreement controls. Nothing on this site is an offer, and submitting a form does not create an engagement. Work begins only once we have both agreed it in writing.

Fees and payment

There is no fixed or standard price. What I charge is quoted per engagement and depends on several factors, including the scope and complexity of the work, the size and stage of your business, the outcome you are after, and my availability at the time. A quote is specific to that engagement and that moment, not a rate card, and is not comparable to what anyone else pays. Unless the engagement agreement says otherwise, fees are invoiced and due as stated there, are exclusive of any applicable taxes, and work may pause if an invoice is overdue.

No refunds

Fees are non-refundable. The work is bespoke: you are paying for my time, thought, judgment, and experience applied to your specific situation, not for a product, a file, or a guaranteed result. Every engagement is individual, and the effort is spent whether or not you agree with a conclusion or choose to act on it. Once an engagement is booked, or a payment or deposit is made, that amount is not refundable. You can end an engagement as set out in its agreement, but fees already paid, and fees due for work done or time reserved, remain payable. Not liking a recommendation is not grounds for a refund. If you are contracting as a private individual rather than for a business, and the law where you live gives you a cancellation or withdrawal right, that right applies and this section does not override it.

No guarantees

I bring real experience, but results depend on your business, your market, and the work you actually do. Nothing I say or provide is a promise of any particular outcome, and none of it is investment, legal, tax, or accounting advice. See the disclaimer for more.

Intellectual property

The content on this site, its text, design, and materials, belongs to me or Orevida LLC, or is used with permission. The names Phil Meyfarth and Orevida, the logos, and anything else that identifies me or the business are mine and are not yours to use. You may not copy, resell, or redistribute the content, or use my name or logos to suggest I endorse, back, or am connected to something, without my written permission. Other names and logos on the site belong to whoever owns them. Ownership of anything created during a paid engagement is set by that engagement's agreement.

Confidentiality

What we share inside an engagement stays between us, both ways, except where an engagement agreement or the law says otherwise.

Limitation of liability

To the fullest extent the law allows, I am not liable for indirect, incidental, or consequential losses, and my total liability connected to the site or an engagement is limited to the amount you paid me for the engagement in question. Nothing here limits or excludes liability for death or personal injury, for fraud or fraudulent misrepresentation, for anything done intentionally or with gross negligence, or for anything else that the law in your country does not allow me to limit. Where the law in your country protects you as a consumer, those protections stand and nothing on this page takes them away.

The site is provided as it is

The site and its content are provided as they are and as available. I do not warrant that the content is accurate, complete, or current, that the site will be uninterrupted or error free, or that it is fit for any particular purpose. Content reflects my view at the time of writing. I am under no obligation to update it, and older material may no longer reflect how I would do the same thing today.

The site can change or go away

I may change, move, pause, or withdraw any part of the site at any time, with or without notice, and I am not liable to you or anyone else for doing it. I may also block your access, close your newsletter subscription, or decline an enquiry, if you break these terms, if your use is harming the site or someone else, or if I simply do not want to take the work. None of that touches an engagement already agreed in writing, which ends only as its own agreement says. The sections on intellectual property, confidentiality, liability, indemnity, claim limits, and governing law carry on either way.

You decide, and you carry the decision

Anything you do after reading this site or speaking with me is your decision, taken on your own judgment and on the advice of your own professionals. You accept the risk that comes with it. Reading the site, subscribing, sending a form, or having a conversation does not make you my client and does not create an advisory, agency, partnership, joint venture, employment, or fiduciary relationship. That starts only when a written engagement agreement is signed by both of us.

Acceptable use

You may read, quote briefly with attribution, and share links. You may not scrape the site at scale, copy it into another product, or use it or its content to train, fine tune, or ground a machine learning model or an automated system, whether commercial or not, without my written permission. You may not use automated tools to access the site except a search engine crawler obeying robots.txt, resell access, misrepresent your identity, or use the site to break the law or infringe anyone's rights.

What you send through the forms

The forms on this site ask for real detail about your business. When you send it you confirm that the information is accurate as far as you know, that you are entitled to share it, and that you are not sending me someone else's confidential material, personal data about other people beyond the contact you name, or anything covered by an agreement that says you may not. You keep ownership of what you send. You give me permission to read it, store it, and use it to answer you, assess the opportunity, and run the engagement if one follows, which is handled as set out in the privacy policy. I treat what you send about a live deal or a business as confidential, and I do not publish it, but do not send anything genuinely sensitive before we have an agreement in place.

Anything you send me unprompted

If you send me an idea, a suggestion, or feedback that I did not ask for and that is not covered by a signed agreement, treat it as non confidential. You give me a free, worldwide, perpetual right to use it without owing you anything for it. Do not send me anything you need kept secret unless we have agreed in writing that it is. This does not cover what you send me through a form on this site: that is covered above, and you keep it.

Your responsibility to me

If your use of the site, your breach of these terms, or your infringement of someone else's rights causes a claim against me, you cover my reasonable costs of dealing with it, including legal fees. This does not apply to anything caused by my own breach or by conduct the law does not let me shift.

Time limit on claims

Any claim connected to the site or to an engagement must be brought within twelve months of the event it relates to, unless mandatory law in your jurisdiction gives you longer, in which case that period applies.

Things outside my control

I am not liable for delay or failure caused by something outside my reasonable control, including outages, platform or provider failures, illness, or restrictions imposed by an authority.

The rest of the plumbing

If a court finds any part of these terms unenforceable, the rest still stands and that part is read as narrowly as needed to make it work. Not enforcing something once does not waive it. I may transfer these terms to another entity I own or that acquires the business; you may not transfer yours without my written agreement. These terms and any engagement agreement are the whole agreement between us on this subject and replace anything said before. The clauses on intellectual property, confidentiality, liability, indemnity, claim limits, and governing law survive after you stop using the site or an engagement ends. Notices to me go to the email below, and I may reach you at the address you provided.

Third-party links and embeds

The site links to other sites and platforms I do not control, and it embeds things they host, including videos from YouTube. I am not responsible for their content, their availability, or their practices, and once you are on them their own terms and privacy notices apply rather than mine. A link is not an endorsement.

Governing law

These terms are governed by the laws of the United Arab Emirates, and the courts of Dubai have jurisdiction, unless an engagement agreement states otherwise. If you are contracting as a private individual rather than for a business, this does not take away the protection of the mandatory law of the country you live in, and you can still bring a claim in your local courts where the law there says you can. I may bring a claim about unpaid fees or about my intellectual property in any court that has jurisdiction.

Changes

I may update these terms as the site or the business changes. The date above shows the current version. If a change matters, I will say so on this page, and where I hold your email address because you subscribed or wrote to me, I may tell you there too. Using the site after a change means you accept the new version. The version that applies to an engagement is the one in force when the engagement agreement was signed, unless that agreement says otherwise.

Accessibility

I build this site to WCAG 2.1 Level AA, and I run an automated check before publishing that covers part of it. That is not the same as a full audit, so parts may still fall short. If something here is hard to read, hard to operate, or does not work with the assistive technology you use, write to support@philmeyfarth.com and say what broke and on what. I will fix what I can and tell you where I cannot.

Contact

Questions about these terms: support@philmeyfarth.com.